How Do Mortgage Lenders Make Money?

Have you ever wondered about the business of mortgages? More specifically how mortgage lenders make money? If you have, we will answer that question within this article though it may be a bit more complicated than what you may think on the surface! There's a lot that goes into helping buyers secure mortgages to buy homes.

Most mortgage lenders derive their pay from mortgage fees. However, that's not the only way they can make money. Being a mortgage lender is a lucrative opportunity for many, because of the nature of the back and front-end money streams. 

In this article, we will cover everything you need to know about mortgage lenders and their approach to making money in a transaction, as well as the

How Much Money Does It Cost to Build a House?

Wondering how much money it costs to build a house? You're not alone. Owning a house has always been a big part of the American dream, and building one can be fun! There were 6.8 million single-family homes built between 2009 and 2019, including 1.53 million custom homes.

Are you considering building your own home? If so, it’s easy to get caught up in the possibilities. There are so many options and you can have almost anything — as long as you can afford it.

It’s also easy to get overwhelmed by the many choices and the overall cost to build a house. Fortunately, there are options if you want to keep the price lower. You might even consider a tiny house! Some folks even consider building a house

What to Look for When Buying a House

With so many factors that go into it knowing what to look for when buying a house can help you stay focused and confident in your purchase. Many homebuyers find that buying a house can be stressful and overwhelming, to say the least.

Where does one even begin? How do you narrow down your choices from thousands of houses for sale to that one home that is perfect for you and your family?

Purchasing a home is a decision that should never be rushed but believe it or not, finding that perfect property won't be difficult once you know exactly what you are looking for. Keep reading and we will guide you through what to look for in a house and what to watch out for, so you have only love for your new home and not

What Does Pending Mean in Real Estate? 

What Does Pending Mean in Real Estate? Here are 5 key takeaways that can help you understand what a pending status means when looking at homes for sale online.

If you arrived at this blog post you have likely been searching home listings and come across a few whose status read as "pending" or "contingent"? Maybe you're interested in a home that's listed as pending and are wondering if you can still make an offer to purchase? 

We all know real estate jargon is a language of its own—one practically needs a personal interpreter to understand it all and that's what Realtors are for. However, understanding the various status meanings that are relevant to real estate listings, will help you as a potential

How Long Does it Take To Build a House?

How long does it take to build a house? Seven months is the average amount of time it takes to build a house. This data comes to us from the Census Bureau and the National Association of Home Builders.

Although seven months is a US average, there are many reasons a new home may or may not meet the standard. Building in a large city where demand is high may often lead to a quicker build time due to the larger availability of labor. Building in a rural area where there may be complications with soil, drainage, water, etc., may delay the process. Either way, it's important to understand that you're likely to get cold feet when building a new home because of how much that goes into it. Knowing this ahead of

7 Charlotte Pizza Restaurants

What is the best spot for pizza in Charlotte? We have you covered!

If you are a pizza connoisseur living in the Queen City you know where the best places are for a slice of pie. If you have yet to find the best pizza in Charlotte, here are 7 places you have to try. From Charlotte real estate to Charlotte Coffee shops, we love to bring you everything Charlotte! 

The Charlotte restaurant scene is flourishing with chefs who are innovative and have a passion for utilizing locally sourced ingredients, especially uptown restaurants. When it comes to pizza restaurants in Charlotte, there is certainly no shortage. Follow along with us as we go on a saucy, cheesy quest to find the best pizza in Charlotte!

Inizio Pizza

Best Coffee Shops in Charlotte

What are the Best Coffee Shops in Charlotte? We’ve got you covered on the caffeine! 

On a hunt for the Best Coffee Shop in Charlotte? In this article, we take you on a caffeinated excursion, searching for Charlotte’s best house of Java! Most coffee shops in Charlotte are dedicated to presenting both classic and innovative creations using sources and vendors who are local to the Charlotte area. While we are focused on people finding great homes in Charlotte we also love bringing local information to our readers! Whether you prefer a dark pour-over or a foamy latte, one of these Charlotte Coffee shops has something for you! 

Smelly Cat Coffee House & Roastery

Smelly Cat Coffee House and Roastery is an eclectic

Selling and Buying a Home During a Divorce

In North Carolina, the divorce rate in 2018 was 8.6 for every 1,000 people. This is a decrease from 10.1 per 1,000 the state reported 10 years ago. Despite the decline, the chance of divorce is a possibility in every marriage.

When getting a divorce one of the largest assets to be dealt with is the family home. Options include one party buying out the other or selling the home and dividing the proceeds. Each party also needs to make a decision on where they are going to reside and the possibility of purchasing another home on their own.

Here is everything you need to know about selling a home during a divorce and purchasing a new home during or following a divorce.

Can I be Forced to Sell My House

Is The Cheapest Way to Build a House to Build It Yourself?

According to the United States Census Bureau, more than 1.4 million single-family homes completed construction in September of 2020 and another 1.4 million were in the building phase. If you want to build your own house instead of buying one on the open market, you're not alone. After all, the cheapest way to build a house is to build it yourself, right?

Well, not exactly. The lure of a custom home design and the potential cost savings simply cannot be denied. However, building your own home doesn't guarantee you will save money. Many unplanned expenses can arise and if you're not careful you could end up spending more money on your build than it would have cost to buy a similar new home

Is a Real Estate Agent Worth the 6% Commission?

Is a Real Estate Agent worth the real estate commission? When you're ready to buy or sell, paying a Realtor® to help can go a long way in helping you walk away with the highest dollar amount in your pocket, even after the Realtor gets paid!

These are common questions that have fairly straightforward answers. When you consider that, in the US alone, 5.34 million homes were sold in 2019, you can expect a pretty standardized process.

A real estate agent commission isn't a simple transaction. Rather, a Realtor must work for that portion of the sales price. And their work is continuous.

It involves data crunching through a comparative market analysis, consistent marketing efforts (be they