Charlotte Real Estate Blog

Credit Boosting Strategies for Prospective Home Buyers

How To Boost Your Credit Score FAST When Buying a Home

Months or even years before buying a home, prospective buyers should take a look at their credit scores and their credit history. It's especially important for first time home buyers who may not have as much of a credit history as people who have owned homes in the past. When buying a home in Charlotte, most lenders are going to want to see a score of 620 though some lenders can make it work in the high 500s.

A home borrower's credit score and report make up a big portion of their ability to qualify for a mortgage, as well as the type and possible size of mortgage they get when they do. Having a great credit score can also help you earn a better interest rate with your mortgage lender.

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Living in Charlotte, North Carolina - What is it like to Move to the Queen City?

Find out why 100+ people are moving to the Charlotte area daily!

If you're thinking of moving to Charlotte, NC you'll want to be sure to read this article in its entirety before you do! There are many reasons why someone may want to move to Charlotte. Whether its a job change, a new start, better weather, the great food, and entertainment or even the affordability of the homes for sale in Charlotte makes it an attractive place to live for everyone!

Jump to the full infographic!

This is part of the reason 100+ people are moving to the Charlotte area each day, comparatively 70+ people are moving to Raleigh, making these two NC cities some of the fastest growing in the country. This trend in 2017 should continue to grow well into 2018 and 2019

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WARNING: This article has been known to make your mouth water. Here are 17 of the BEST Restaurants in Charlotte North Carolina!

Our guide to the best restaurants in Charlotte is created with you in mind. While we are primarily focused on helping people find homes for sale in Charlotte we love providing value and local information.

It is hard work eating at so many great restaurants... but someone had to do it! So without further ado, here is an uphomes guide to the best restaurants in Charlotte!

If you find this guide helpful, share it with others on social media - Drop us a comment and let us know how many you have eaten at and what you think of each restaurant!

1. 5Church

Menu and Directions

Charlotte Magazine's 2018 Restaurant

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7 Common Mistakes Buyers Make When Buying a Home from Charlotte, NC Realtor - uphomes.com

  1. Searching for a home BEFORE getting approved
  2. Interviewing just one lender
  3. Not finding the right real estate team
  4. Buying with emotion vs. reason
  5. Putting all your savings on the down payment
  6. Maxing out the loan amount
  7. Not understanding the ROI of your home

A lot of first time home buyers make mistakes when they are looking for a home to buy. It happens to everyone. Very rarely do these processes run smoothly. You will come across some extremely stressful times when you are searching for a home, but don’t let them scare you! Are you moving to Charlotte, NC? We want to make sure that your move here is swift and pleasant, not stressful. Start your research by familiarizing yourself with the best neighborhoods. We have put

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Selling a Home in Charlotte 2018 Realtor Tips/Advice 

10 Realtor® Tips to Help Sell Your Home

  1. Right Price
  2. Professional Help
  3. Make Any Necessary Repairs 
  4. Hire the Right Agent
  5. Be Flexible With Showings
  6. Have Professional Pictures Taken
  7. Review Your Listing Online
  8. Respond to Offers Promptly
  9. Make the Buyer Feel Like They’ve Won 
  10. Prepare for the Move

Selling your first home is bittersweet. Chances are you made some great memories and it's time to grow into something more accommodating for your lifestyle.

There are many different angles to take when selling your home. Some sellers want to sell as quickly as possible and move into their new home. Some sellers want to be patient and wait for the best offer. Whichever seller you plan on being, we have put together a list of

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The hottest time buyers are out shopping for a new home is during the spring and summer. There are a lot of deals being put into motion and many contracts being signed. However, does that make it the best time to buy a home?

When is the Best Time to Buy a Home

The correct answer to the question 'when is the best time to buy a home?' is when you are ready. You can find great homes and investments year round. So what is the ideal time?

@ uphomes we believe the best time for buyers, especially here in Charlotte, is actually in the Fall/Winter (yes, school and weather play a factor in most places!) and here are 7 reasons why! 

  • Decreased Competition
  • Motivated Sellers
  • Home's Flaws
  • Time to think
  • Agent's Priority
  • Price Reduction
  • Less Multiple Offers

Fewer

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Thank you for taking the time to jump in and learn more about how to make your first time home buying experience a great one! Whether you're a first time home buyer in Charlotte, NC or anywhere in the country, the next few minutes you spend reading this article is an investment in yourself and your knowledge about buying a home.

This article is intended to walk you through EVERYTHING you need to know when it comes to buying a home for the first time. We will be diving into the benefits and programs available to you as a first time home buyer as well as be guiding you from the beginning to the closing table with our 10-Step Guide below.

First Time Home Buyer Charlotte NC

Without further ado, let's roll...

First Time Home Buyer Programs 

Deciding on buying your first home is

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Buying a Home in Charlotte NC - Information for Before you Buy!

Buying a home? Here are 11 Things you Need-To-Know BEFORE doing so:

  • Location
  • Price
  • Condition
  • School Districts
  • Neighborhoods
  • New Vs. Mature
  • Mortgage Type
  • HOA Vs. No HOA
  • First Time Home Buyer
  • Storage Space
  • Home Inspection

Location when buying a home in Charlotte

Location

Location is the most important part of buying a home.

Whether you're buying a home in Charlotte, or anywhere in the world, location is going to have the largest impact on appreciation, desirability, and convenience. The price and condition of a home are two things you can change. The location is not. That is why location is able to dictate price.

Before you prioritize the criteria you're looking for in the home decide what location/s are important to you. Do you want to

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19 Best Neighborhoods in Charlotte NC

109 people are moving to Charlotte, North Carolina a day in 2017 and for great reasons!

There are a lot of pros and cons to living in Charlotte, NC and for anyone moving here, you're probably wondering 'where to live?!' or 'what are the best spots for families in Charlotte?' As such, we are taking the opportunity to put together a Queen City guide to living in Charlotte with links to everything the city has to offer (including the best subdivisions and safest hoods)!

The Top Neighborhoods in Charlotte NC - What Are They?

Click any neighborhood below to jump to the description:

  1. Uptown
  2. Ballantyne
  3. Plaza-Midwood
  4. University City
  5. Dilworth
  6. SouthPark
  7. South End
  8. Elizabeth
  9. NoDa
  10. Myers Park
  11. Midtown
  12. Cherry
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